Covers normal, minor wear and tear such as missing beads or sequins, snags in tulle, minor stains, detached buttons, stuck zippers, and broken straps due to strap hardware breakage. It does NOT cover major staining (such as heavily soiled hems on long dresses, excessive icing due to cake smashes, heavy food or drink stains, nail polish or permanent marker, etc.), tears or holes in fabric, blatant misuse of an item, or loss/non-return.